Fidelity IRA Balances Hit a Record in 2026: What the 36% Contribution Surge Means for Employers

Fidelity’s Q2 2026 data shows average IRA balances reached $144,523 while IRA contributions rose 36% year over year, but the figures represent Fidelity’s accounts rather than the entire U.S. IRA market. Fidelity analyzed 20.3 million active IRA accounts with balances…









